View single post by jk
 Posted: Sun Dec 23rd, 2012 04:43
jk



Joined: Mon Apr 2nd, 2012
Location: Carthew, Cornwall, United Kingdom
Posts: 6874
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 With the latest ruling regarding sex biased premiums I can see this is one step away from a similar ruling regarding ageism. Whilst certain age and sex groups have higher accident rates these would seem to be discriminatory if applied so the logical outcome is...... Flat rate insurance premium on a car model with accident penalties for drivers. In other words innocent until proven guilty.
So drivers with no accidents get a base rate insurance premium and if they have an accident then there is a multiplier adjustment to the premium. This seems very reasonable to me.

I have had no accidents in my 40 years other than two people driving into the back of my car whilst I was stationary in traffic jams!



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