| Joined: | Thu Apr 19th, 2012 |
| Location: | United Kingdom |
| Posts: | 4424 |
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Eric wrote:
Andy wrote:
£270...thats nothing
My 17 year old son has just passed his test.....there is a Y Reg Clio 1.1 for sale down the road .......for me to insure it as the main driver it would cost me £161 a year.
If I want to add my son to the policy as a named driver it goes up to £5,500!!!!!
>:(>:(>:(
Ye gods!
Things have changed so much since I was 17... electricity for one thing.
But when I passed my driving test I bought an old van and insured it just 3rd party...not even with fire/theft...to keep the policy as low as possible, while I gained some no claims discounts. I had a series of ex commercial vehicles for 5years till I could afford to step up to a 'car' and a couple more before I could consider full comp insurance.
These days it is so expensive!!!
Van to car NCB isn't generally transferable now Eric, I have three times lost out moving from car to van and back to car, having built up a full NCB then loosing it when I changed vehicle type.
Another anomaly is this trend of fully comp being cheaper than third party, I have always considered fully comp being the domain of the careless driver or company cars. Never for careful owner drivers.
What even if the van is insured as a private non commercial vehicle?
Fully comp is more the domain of expensive or newer vehicles...I don't consider myself a careless driver.
When someone keyed the side of my car 2years ago, it cost £1500 to repair....and no one to pick up the bill except my comp insurance.
Last edited on Sun Dec 2nd, 2012 17:14 by Eric
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Eric